The transfer price of an apartment usually includes the following taxes and fees: personal income tax (PIT, 2% of the sale price), brokerage fee (1% for Vietnamese buyers, 2% for foreign buyers). The homeowner (seller) will bear these taxes and fees, while the buyer will bear the transfer fee (0.5% of the sale price).

It is completely possible to buy an apartment on loan, however, you need to confirm with the homeowner first to see if they support loan customers. Usually, the approved loan amount for an apartment is a maximum of about 70-80% of the bank's appraised value. To know the exact approved loan amount, please contact bank staff or Hakome House consultants for support.

When looking to buy an apartment, you need to pay attention to information such as the handover time of the apartment (to determine how new it is), the condition of the apartment (recommended to view in person), the exact sale price, the legal status of the apartment (red book, sales contract). In addition, you need to find a reputable brokerage agency to ensure that the buying and selling process and procedures are carried out properly, smoothly and safely.

Price negotiation is possible, however, the discount level will completely depend on the homeowner's decision. During the buying process, Hakome House will try to support negotiation with the homeowner so that customers can get the best price.

When looking to rent an apartment, you need to pay attention to some things such as: the current condition of the apartment (is it clean and beautiful, is the interior still new or is there any damage), the time when the apartment is ready for rent (does it suit your move-in time), the legal status of the apartment (to confirm the real owner). Since it's long-term rental, you should take time to visit in person to assess the actual condition of the apartment.

The management fee of the apartment depends on each building/project. Electricity and water fees are usually calculated according to government prices. Internet depends on the service provider. This information, Hakome House will help you determine before deciding to rent the apartment.

Scheduling to view the house will depend on the homeowner and the rental status of the apartment. Usually, you can schedule 1-2 hours in advance for vacant apartments or when the owner is present, or 1-2 days for apartments that are still under lease.

You can negotiate the rental price, however, the discount level will completely depend on the homeowner's decision. During the process of accompanying you to find a rental apartment, Hakome House will try to support negotiation with the homeowner so that you can get the best rental price.